Cheddar Chowder

Yet another from my friend Carla! Tasty Cornbread to follow, which you must eat together!

2 c. boiling water

2 c. diced potatoes

1/2 c. sliced carrots

1/2 c. sliced celery

1/4 c. diced onion

1 tsp. salt

1/4 tsp. pepper

1/4 c. butter

1/4 c. flour

2 c. milk

1 c. shredded sharp cheddar cheese

1 c. cubed ham

Cook veggies, salt and pepper in water (cover and simmer 10 min.) DO NOT DRAIN! Make white sauce with butter, flour and milk - melt butter, stir in flour, gradually add milk. Cook over medium-low heat until thickened. Add cheese and stir until melted. Add to veggies with ham. Heat but do not boil.